Workers Compensation

AAP partners with national A-rated insurance carriers to deliver multiple solutions for PAY-AS-YOU-GO Workers Compensation.

Because workers’ compensation premiums vary based on payroll, most carriers and agents write policies with premiums that are calculated from a “best guess.” Unfortunately this often results in business owners having to pay an additional premium at the end of the year because their payroll was higher than expected.

With AAP’s Pay-As-You-Go, your premium is paid through payroll. This is ideal for businesses that are seasonal or have significant fluctuation in staffing throughout the year. This cash flow management tool allows business owners to align resources and pay for only the coverage they need on a per-pay-period basis.


Calculate your workers’ compensation costs to the penny. Your employees’ labor costs can be allocated to direct functions and workers’ compensation costs properly calculated. AAP will reduce your premiums by eliminating exempt earnings and making sure your premiums are computed correctly. See all HCM products and services offered at AAP.

Advantages of Our Pay-As-You-Go solution:

  • Minimal down payment
  • Payment is automatic—no checks to write
  • Convenient access to insurance experts
  • No surprises at audit time

See all AAP products and services here.