Employee health benefits, insurance, 401k and retirement are an important part of every Human Capital Management (HCM) strategy.
At AAP we make managing employee health benefits, insurance, 401k and retirement easy for our customers. Our HCM experts will work with you to design, implement, manage and administer benefits and health programs just right for your people. Browse through our Benefits, Insurance and Retirement products and solutions below or talk to us about your individual needs.
Group and Individual Health Insurance Programs
AAP has the "Best of Class" insurance partners who can provide clients with a wide variety of group and individual benefit programs. AAP will implement and help manage your programs while your organization enjoys the benefits of creating the strategies and the efficiencies of larger groups, regardless of your company size.
Robust and Cost-Effective 401k and Retirement Solutions for Businesses
Offering employees retirement benefits is a great way to recruit and retain good employees. We are here to help you facilitate all your human resource needs, including retirement plans. Our program allows you to format to the specifications your TPA requires and is easy to export into multiple formats. We automatically issue a check to the TPA for you while creating multiple tiers for any match contributions. We can integrate your reports to print the match amounts on employees’ checks and have your reports emailed to your TPA each payroll after validation.
Some of the retirement plans and functions we can help you handle:
- Multiple employer plans
- Simple plans
- Census reports
Would you like to know your monthly benefits invoices are correct before you pay them? Make deduction updates easy after you enroll? Or know your true labor costs including employer-paid benefits?
Our HR Module Services can do that. You can easily track employee and dependent benefit information and increase the bottom line by avoiding costly overpayments to benefit providers while reducing time involved reconciling benefit-provider invoices. It’s easy to quickly provide accurate census information to benefit brokers so that they can search out the most cost-effective benefit plans for you. And AAP can auto populate benefit deductions to save you time and reduce costly errors.
Our direct deposit service allows your employees a fast and convenient way to access their money. With direct deposit, employees can have an unlimited number of accounts to deposit into (both checking and savings accounts, for example) with any number or combination of financial institutions. You determine the amount to be deposited by fixed amounts or percentages and have your paystub emailed to you securely, that’s password protected.
Electronic payroll is rapidly becoming the number one option for payments due to the increased expense of paper checks coupled with employee lost time while conducting banking on company time. AAP has designed the most flexible and cost-effective card program available. Our program is cardholder funded—meaning there is no cost to you from us. Through the same procedures as traditional direct deposit, you can load an employee’s net pay directly onto his or her personal Visa. Because employees are searching for employers with top-of-the line benefits, you can tout this program as a benefit your company offers.
Employer Benefits of Pay Cards
- Does not require a set-up fee
- No minimum balance
- No monthly/annual fee
- Customized promotional materials
- 24/7 cardholder support
- No more check-signings or lost/stolen checks
- Faster account reconciliation
- Ability to add new employee benefits without changing the payroll process
Employee Benefits of Pay Cards
- Pay is immediately available (no need to pick up a check or wait to cash a check)
- Visa card is provided for making purchases worldwide and getting cash at ATMs
- All employees qualify—it is not a credit card
- Eliminates check-cashing fees and improves safety as less cash is carried
- Card can be replaced if lost or stolen without losing any money
Free Check Cashing
Many employees, especially in smaller companies, need cash on payday and may not have a bank account. At AAP we offer our clients an option where your employees can cash checks for free at various locations. It’s easy, convenient, and a benefit your employees will appreciate.
Benefit Plan Statements
Ever have a new employee in your office and find yourself scrambling to find and consolidate all the documentation for the multiple benefits your organization offers? With this feature, save time and frustration by having all the benefits your organization offers in one place. You can quickly show employees the benefits you offer in a simple format that’s easy for you and your employees to understand.
See all AAP products and services here.